“Islamic Finance in Libyan Commercial Banks and Its Role in Promoting Financial Inclusion (A Field Study of Commercial Banks Operating in Sirte)”. Tibyan Journal for Islamic Research and Studies 3, no. 1 (December 31, 2025): 250–289. Accessed May 6, 2026. https://dp.cisr.edu.ly/journals/index.php/tjis/article/view/103.